The Influence of Financial Knowledge And Income On Financial Management Behavior with Financial Confidence as a Mediating Variabel from an Islamic Business Ethics Perspective: (A Study of Generation Z Employees in Bandar Lampung)

Aldo Faturizki; Vicky F Sanjaya; Yulistia Devi

doi:10.55606/jaemb.v6i2.10672

Authors

Aldo Faturizki Universitas Islam Negeri Raden Intan Lampung
Vicky F Sanjaya Universitas Islam Negeri Raden Intan Lampung
Yulistia Devi Universitas Islam Negeri Raden Intan Lampung

DOI:

https://doi.org/10.55606/jaemb.v6i2.10672

Keywords:

Financial Knowledge, Income, Financial Management Behavior, Financial Confidence, Islamic Business Ethics, Generation Z Employees in Bandar Lampung

Abstract

This study aims to analyze the influence of financial knowledge and income on financial management behavior with financial confidence as a mediating variable on Generation Z employees in Bandar Lampung. Using a quantitative approach, data were collected from 70 respondents through questionnaires and analyzed using SmartPLS4. The results show that financial knowledge has a positive and significant effect on financial management behavior, as well as on income In addition, financial confidence also has a significant effect on financial management behavior, and partially mediates the relationship between financial knowledge and income on financial management behavior. This study provides important implications for Islamic business ethics.

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