Jasman Jasman, Sri Asmiatiningsih, and Mega Suciati Wardani. “Potensi Besar, Akses Kecil: Masalah Struktural UMKM Bima Di Era Digitalisasi Ekonomi NTB”. OPTIMAL Jurnal Ekonomi dan Manajemen 6, no. 1 (January 2, 2026): 289–305. Accessed January 25, 2026. https://researchhub.id/index.php/optimal/article/view/9343.