NIKMATUL LAILIYAH; CHAIRIL ANWAR. Pengaruh Penggunaan Financial Technology dan Media Sosial terhadap Peningkatan Pendapatan di UMKM Sidoarjo . OPTIMAL Jurnal Ekonomi dan Manajemen, [S. l.], v. 5, n. 2, p. 53–64, 2025. DOI: 10.55606/optimal.v5i2.5726. Disponível em: https://researchhub.id/index.php/optimal/article/view/5726. Acesso em: 7 jun. 2025.