AFIFAH ZAKIATI; OVIGERIA SUBROTO SINAGA. Faktor Yang Menyebabkan Kredit Macet Pada Debitur Di Bank Bri Unit Pasar Baru Balikpapan. OPTIMAL Jurnal Ekonomi dan Manajemen, [S. l.], v. 4, n. 3, p. 25–36, 2024. DOI: 10.55606/optimal.v4i3.3677. Disponível em: https://researchhub.id/index.php/optimal/article/view/3677. Acesso em: 11 may. 2025.