Peran Bank Wakaf Mikro dalam Peningkatan Pendapatan Masyarakat Pesantren

Abstract

Poor people play an important role in economic growth, facing challenges and obstacles, one of which is capital. the presence of micro waqf banks to expand public financial access, by providing financial capital to individuals who have ties to financial institutions in the hope of improving people's living standards and reducing poverty in society. This research aims to find out the role of BWM Alpen Barokah and BWM Kariman Birajuda Al-Karimiyyah in increasing the economic income of the Islamic boarding school community and what the direct impact of the BWM Alpen Barokah and BWM Kariman Birajuda Al-Karimiyyah programs is on the development of Islamic boarding school community income and what are the similarities and differences in BWM Alpen Barokah with BWM Kariman Birajuda Al-Karimiyyah The research uses a qualitative comparative research approach. The methods used are interviews, observation and documentation. The subjects of this research were taken from the Managers and Customers of BWM Alpen Barokah and BWM Kariman Birajuda Al-Karimiyyah. The results of this research are 1. The role of BWM Alpen Barokah and BWM Kariman Birajuda Al-Karimiyyah itself is considered very beneficial for the community because of the mentoring program to increase income Islamic boarding school community 2. The direct impact of the BWM program, the Islamic boarding school community experienced changes in income after becoming a customer and taking part in assistance at BWM and thirdly. The similarity between BWM Alpen Barokah and BWM Kariman Birajuda Al-Karimiyyah is that the program helps poor productive communities around the Islamic boarding school environment. and the difference between BWM Alpen Barokah and BWM Kariman Birajuda Al-Karimiyyah is in the amount of cumulative financing where the amount of financing for BWM Alpen Barokah is 2.1 billion while the cumulative amount of financing for BWM Kariman Birajuda Al-Karimiyyah is 1.1 billion.