Variabel Penting dalam Meningkatkan Impulse Buying dengan Locus Of Control sebagai Moderasi
DOI:
https://doi.org/10.55606/jimek.v6i1.9270Keywords:
Impulse Buying, Locus of Control, Moderating Role, Shopee Paylater, Shopping LifestyleAbstract
This study aims to determine the effect of Shopee Paylater and shopping lifestyle on locus of control, as well as to examine the moderating role of impulse buying in the relationship between Shopee Paylater, shopping lifestyle, and locus of control. The sample in this study consisted of 110 individuals. The data analysis technique used was PLS 4. The results of the study showed that Shopee Paylater has a positive and significant effect on impulse buying, shopping lifestyle has a positive and significant effect on impulse buying, locus of control positively and significantly moderates the relationship between Shopee Paylater and impulse buying, and locus of control positively and significantly moderates the relationship between shopping lifestyle and impulse buying. The researcher recommends that Shopee offer more attractive promotions for the use of Shopee Paylater when shopping online, to encourage users to use Shopee Paylater more frequently, provide features that bring enjoyment during shopping, and ensure all products needed by consumers are available. Furthermore, it is important to always provide all the products that consumers need to encourage spontaneous purchases and offer more attractive promotions to encourage purchases without thorough consideration.
References
Admin Idscore. (2025). BNPL vs kartu kredit: Generasi Z lebih pilih layanan apa? IDScore.
Agoestina, M., Hendryadi, H., Harsono, Y., Elizabeth, E., & Roza, F. (2025). The god locus of financial control, impulsive use of buy-now-pay-later service, and subjective financial well-being among accounting students: The role of social comparison tendencies. Cogent Social Sciences, 11(1). https://doi.org/10.1080/23311886.2025.2474192
Agustin, L. (2022). Evaluation of factors influencing the Shopee Paylater adoption in Indonesia. Management Science and Business Decisions, 2(2), 5–18. https://doi.org/10.52812/msbd.49
Akyürek, S., Sancar, N., & Sadikoğlu, G. (2024). The effect of locus of control and thinking style on impulse buying behavior. In R. A. Aliev, N. R. Yusupbekov, J. Kacprzyk, W. Pedrycz, M. B. Babanli, F. M. Sadikoglu, & S. M. Turabdjanov (Eds.), 12th World Conference “Intelligent System for Industrial Automation” (WCIS-2022) (pp. 373–382). Springer Nature Switzerland.
Alqutub, K. (2023). Factors influencing impulse buying behavior among young male consumers in Saudi Arabia. International Journal of Marketing Studies, 15(2), 36. https://doi.org/10.5539/ijms.v15n2p36
Amelia, R., & Syafrini, D. (2024). Penggunaan Shopee Paylater di kalangan mahasiswa Universitas Negeri Padang. Jurnal Perspektif, 7(2), 291–300. https://doi.org/10.24036/perspektif.v7i2.757
Ananda, A. (2022). Analisis hukum Islam terhadap pinjaman uang elektronik Shopee Paylater pada marketplace Shopee. Amtricia, 5(2), 131–144.
Anggraeni, A. (2023). Hubungan antara eksternal locus of control dengan impulsif buying. Unpublished manuscript.
Anisyah Vira Saputri Imran, W. D. P. (2024). Pengaruh shopping lifestyle dan fashion involvement terhadap impulse buying pada pelanggan Shopee. Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital, 2(1), 189–204. https://doi.org/10.55047/jekombital.v2i1.499
Ar, D. P., Lutfi, A., Akbar, M., Layli, N., & Salam, K. N. (2024). Changes in consumer behavior through e-payment in the implementation of green economy. Paradoks: Jurnal Ilmu Ekonomi, 8(1), 17–32. https://doi.org/10.57178/paradoks.v8i1.1017
Arsha, I. M. R. M., Ayu, I., Widani, P., Ayu, I., Dewi, S., Hartati, P. S., Nyoman, D., & Kusyana, B. (2024). Peran Paylater sebagai moderasi pengaruh shopping lifestyle terhadap impulse buying pada e-commerce (Studi kasus pada kalangan milenial di Kota Denpasar). Unpublished manuscript.
Bosnjak, M., Ajzen, I., & Schmidt, P. (2020). The theory of planned behavior: Selected recent advances and applications. Europe’s Journal of Psychology, 16(3), 352–356. https://doi.org/10.5964/ejop.v16i3.3107
Botha, F., & Dahmann, S. C. (2024). Locus of control, self-control, and health outcomes. SSM - Population Health, 25(July 2023), 101566. https://doi.org/10.1016/j.ssmph.2023.101566
Burton, J. L., Gollins, J., McNeely, L. E., & Walls, D. M. (2021). Revisiting the relationship between ad frequency and purchase intentions: How affect and cognition mediate outcomes at different levels of advertising frequency. Journal of Advertising Research, 59(1), 27–39. https://doi.org/10.2501/JAR-2018-031
Cantikasari, Y., & Basiya, R. (2022). Pengaruh motivasi hedonis, materialisme, dan shopping lifestyle terhadap pembelian impulsif. E-Mabis: Jurnal Ekonomi Manajemen Dan Bisnis, 23(2), 33–43. https://doi.org/10.29103/e-mabis.v23i2.857
Couto, L. M. F., Bonfá-Araujo, B., & Baptista, M. N. (2023). Validity evidence based on internal structure and reliability for the Locus of Control Scale (ELOCUS). Universitas Psychologica, 22(Cc), 1–14. https://doi.org/10.11144/JAVERIANA.UPSY22.VEBI
Dewi Kusuma Wardani, & Indra. (2024). External Locus of Control dan Perilaku Konsumtif terhadap Penggunaan Shopee Paylater “Beli Sekarang Bayar Nanti.” El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, 5(6), 3109–3126. https://doi.org/10.47467/elmal.v5i6.2130
Dini Kusumawati Anggraeni, D. (2024). Pengaruh penggunaan fitur Shopee Paylater terhadap perilaku konsumtif mahasiswa di Kabupaten Kolaka. Unpublished manuscript.
Eva Sofiana, & Rina Suthia Hayu. (2025). FoMO and discounts: Why Generation Z can’t resist online shopping? Management Analysis Journal, 14(2), 160–169. https://doi.org/10.15294/maj.v14i2.26979
Fadila, N., Susilowati, F., & Sumarmi, S. (2025). What drives impulse buying on Shopee? Exploring the influence of live streaming, online trust, and e-WOM. Management Science, 14(2), 201–212. https://doi.org/10.32502/jim.v14i2.432
Fahri, M. A., Widodo, A., Rubiyanti, N., & Silvianita, A. (2025). Locus of control mediates impulsive buying at coffee shops in Kendari City: A conceptual paper. East Asian Journal of Multidisciplinary Research, 4(1), 15–28. https://doi.org/10.55927/eajmr.v4i1.12693
Fernandez-Urbano, R., & Royuela, V. (2024). How locus of control predicts subjective well-being and its inequality: The moderating role of social values. Journal of Happiness Studies, 25(8). https://doi.org/10.1007/s10902-024-00821-z
Fihartini, Y., Ramelan, M. R., Wiryawan, D., Indi, R., & Ratuain, Q. (n.d.). The “Buy Now, Pay Later” payment system’s role in triggering impulse buying with self-control as moderation. https://doi.org/10.4108/eai.4-9-2024.2353768
Fitri, R., & Rusli, D. (2024). Pengaruh locus of control terhadap perilaku impulsive buying pada mahasiswa pengguna fitur online live streaming media sosial. Edu Sociata: Jurnal Pendidikan Sosiologi, 7(1), 78–90. https://doi.org/10.33627/es.v7i1.1970
Gunawan, M. (2024). Pengaruh hedonic shopping motivation dan penggunaan Paylater terhadap impulse buying pada pengguna e-commerce Shopee (Studi Kasus Generasi Z di Kota Jambi). Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen, 3(2), 203–214.
Hamidah, S. F., Pratama, R. A. R. J., & Permana, R. M. T. (2024). Analysis of Paylater usage on impulsive buying behavior. Almana: Jurnal Manajemen Dan Bisnis, 8(1), 187–193. https://doi.org/10.36555/almana.v8i1.2514
Hamzah, M. I., & Othman, A. K. (2023). How do locus of control influence business and personal success? The mediating effects of entrepreneurial competency. Frontiers in Psychology, 13(January), 1–15. https://doi.org/10.3389/fpsyg.2022.958911
Hardika, R. E. B., & Huda, A. M. (2021). Pengalaman pengguna Paylater mahasiswa di Surabaya. Commercium, 4, 19–32.
Hutahaean, N. D. (2025). 5 aplikasi Paylater favorit Gen Z dan Milenial Indonesia 2025. Goodstats.
Johana Dwi Ariwati, & Siti Aminah. (2023). The influence of service quality and perceived ease of shopping at Shopee on the intention to use Shopee Paylater. International Journal of Economics (IJEC), 2(2), 312–320. https://doi.org/10.55299/ijec.v2i2.526
Kumar, A., Salo, J., & Bezawada, R. (2024). The effects of buy now, pay later (BNPL) on customers’ online purchase behavior. Journal of Retailing, 100(4), 602–617. https://doi.org/10.1016/j.jretai.2024.09.004
Lathiyfah, D. (2025). Pengaruh shopping lifestyle dan hedonic shopping motivation terhadap impulse buying pada Shopee.CO.ID. Industry and Higher Education, 3(1), 1689–1699. http://journal.unilak.ac.id/index.php/JIEB/article/view/3845
Lee, M., Kim, H., Jun, B., & Park, J. (2025). We are what we buy: Extracting urban lifestyles using large-scale delivery records. arXiv. http://arxiv.org/abs/2504.15618
Leong, L. Y., Hew, T. S., Ooi, K. B., Metri, B., & Dwivedi, Y. K. (2023). Extending the Theory of Planned Behavior in the social commerce context: A meta-analytic SEM (MASEM) approach. Information Systems Frontiers, 25(5). https://doi.org/10.1007/s10796-022-10337-7
Luh, N., Indiani, P., Bagus, I., Putra, U., Surasmi, I. A., Luh, N., Sukma, A., & Wiratama, N. I. (2025). This open-access article is distributed under a Creative Commons Attribution (CC-BY-NC) 4.0 license. Unpublished manuscript.
Mandolfo, M., & Lamberti, L. (2021). Past, present, and future of impulse buying research methods: A systematic literature review. Frontiers in Psychology, 12(July), 1–11. https://doi.org/10.3389/fpsyg.2021.687404
Maya, S. (2025). Pengaruh perceived risk, online consumer review dan kepercayaan terhadap keputusan penggunaan Shopee Paylater di kaji dalam perspektif etika bisnis Islam (Studi pada pengguna Shopee Paylater di Bandar Lampung). Unpublished manuscript.
Nikmah, A., & Iriani, S. (2023). Pengaruh kemudahan dan manfaat penggunaan Shopee Paylater terhadap perilaku impulse buying. Jurnal Ilmiah Wahana Pendidikan, 9(16), 8–21. https://doi.org/10.5281/zenodo.8224952
Ningrum, P. A. D., & Pudjoprastyono, H. (2023). Shopping lifestyle dan diskon terhadap impulse buying di e-commerce. Journal of Management and Bussines (JOMB), 5(1), 94–107. https://doi.org/10.31539/jomb.v5i1.5057
Novinda, Z., & Yunika Puspasari, E. (2023). Tipe perilaku impulsive buying, etnografi para digital natives. Jkbm (Jurnal Konsep Bisnis Dan Manajemen), 10(1), 42–55. https://doi.org/10.31289/jkbm.v10i1.10157
Novyantari, N. P. W., Imbayani, I. G. A., & Prayoga, I. M. S. (2024). Pengaruh hedonic shopping motivation, shopping lifestyle dan self control terhadap impulse buying pada pengguna e-commerce Tokopedia di Denpasar. Jurnal Maneksi, 13(1), 83–88. https://doi.org/10.31959/jm.v13i1.2027
Nowicki, S., Iles-Caven, Y., Kalechstein, A., & Golding, J. (2021). Editorial: Locus of control: Antecedents, consequences, and interventions using Rotter’s definition. Frontiers in Psychology, 12(June), 10–12. https://doi.org/10.3389/fpsyg.2021.698917
Nurchoiriah, E., Yusnita, R. T., & Arisman, A. (2022). Analisis perilaku online impulse buying ditinjau dari flash sale dan locus of control pada mahasiswa Unper konsumen Shopee. OIKOS Jurnal Kajian Pendidikan Ekonomi Dan Ilmu Ekonomi, 6(2), 159–167. https://doi.org/10.23969/oikos.v6i2.5544
Oktavia, D. (2025). Pengaruh kemudahan metode pembayaran Shopee Paylater terhadap minat beli mahasiswa BSI Kramat 98 dengan pendekatan kuantitatif. Unpublished manuscript.
Paramitha Agdina Pusparini, Hartoyo, & Megawati Simanjuntak. (2024). Predicting consumer purchase intention through e-catalogue: A theory of planned behavior approach. Jurnal Manajemen, 28(2), 318–340. https://doi.org/10.24912/jm.v28i2.1955
Petrus Loo. (2024). The influence of shopping lifestyle on impulse buying behavior with positive emotion as a moderating variable. Journal of Social Science Research, 4(1), 1526–1534.
Populix. (2023). Populix survey: Shopee Pay Later becomes a widely used brand. VOI.
Sarah Putri Madania, S. P. (2024). The influence of shopping lifestyle and involvement on impulsive buying. International Journal of Economics Development Research, 15(2), 899–911.
Sarstedt, M., Hair, J. F., Nitzl, C., Ringle, C. M., & Howard, M. C. (2020). Beyond a tandem analysis of SEM and PROCESS: Use of PLS-SEM for mediation analyses! International Journal of Market Research, 62(3), 288–299. https://doi.org/10.1177/1470785320915686
Setiawati Eni, O. N. (2024). The effect of using Shopee Paylater on impulse buying with hedonic value as a mediation variable. Economic, 15(1), 37–48.
Shrestha, A. (2024). Impulsive buying behavior in retailing and consumer behavior: A review. SP Swag: Sudur Pashchim Wisdom of Academic Gentry Journal, 1(1), 35–42. https://doi.org/10.69476/sdpr.2024.v01i01.004
Suci, D. M., Akramiah, N., & Subagio, D. P. W. (2024). Peran special event dan penggunaan paylater terhadap impulse buying pada pengguna aplikasi Shopee. Jurnal EMA, 8(2), 190. https://doi.org/10.51213/ema.v8i2.392
Sudyasjayanti, C., & Lie, V. (2022). Pengaruh mediasi positive emotion pada sales promotion dan shopping lifestyle terhadap impulse buying Gen Z pengguna Shopee di Kota Surabaya. Jurnal Manajemen Bisnis dan Kewirausahaan, 6(5), 571–576. https://doi.org/10.24912/jmbk.v6i5.19265
Sugiyono. (2023). Metode penelitian kualitatif (untuk penelitian yang bersifat: eksploratif, enterpretif, interaktif dan konstruktif). Metode Penelitian Kualitatif, 5.
Suwito, G. A., Westri, M. G., & Susilowati, K. (2025). Scarcity effect on impulse buying: The mediating role of arousal. Unpublished manuscript, 15(1), 55–69.
Syaiful, H. W. (2023). Pengaruh viral marketing, flash sale, dan Shopee Paylater. Simposium Manajemen Dan Bisnis II, 2, 497–505.
Syamsudin, A., & Elliyana, E. (2025). Generational differences in online shopping: Millennials vs. Generation Z. Unpublished manuscript, 01, 51–62.
Syarif, B. S., Raharjo, K., Ruhana, I., & Nurtjahjono, G. E. (2024). Navigating readiness for change: Exploring the influence of authentic leadership, culture, learning and internal locus of control. Cogent Business and Management, 11(1). https://doi.org/10.1080/23311975.2024.2433170
Syifa’tul Nur Azizah, I. S. M. (2025). Pengaruh hedonic shopping motivation, shopping lifestyle dan brand trust terhadap perilaku impulse buying produk Apple oleh Gen Z di Lamongan agar tertarik karena adanya iklan dan promosi. Unpublished manuscript, 4.
Vinka Noerviana, W. (2023). 1, 2. Jurnal, 9(19), 796–808.
Wati, A., & Ningsih, S. H. (2023). Analisis hukum ekonomi syariah dalam transaksi paylater pada aplikasi Shopee. Jurnal Hukum Ekonomi Syariah (JHESY), 2(1), 98–108. https://doi.org/10.37968/jhesy.v2i1.434
Widiastuti, C. T., & Sumastuti, E. (2025). Financial literacy, usage of pay-later services, and impulse buying: The mediating role of shopping habits. Indonesian Journal of Business and Entrepreneurship, 11(2), 479. https://doi.org/10.17358/ijbe.11.2.479
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.





